Category Archives: Finance

Podcast 28 — Five Ways You Can Make the Best Social Security Decisions for You

Finance, Financial, Investing, Investments, Retirement, Uncategorized, , , , , , , ,

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Believe it or not, but many people spend more time making decisions around purchasing a car than they do around their Social Security. 

But you only get to file for Social Security once. 

So, how can you make the best Social Security decisions for you and your needs? Find out in today’s episode as Jeremy Keil guides you through five helpful tips that will allow you to make the most of your Social Security decision-making!

In this episode, you’ll learn:

  • Reasons to maximize both your and your spouse’s benefits
  • Why Social Security pays out more than income annuities
  • How to play the Social Security odds in your favor
  • Why your advisor should be asking you about your past relationships 
  • And more!

Listen now and get ready to learn how you can make the most of your Social Security! 

Resources:  Keil Financial Partners | 3 Keys You Should Know Before Choosing a Financial Advisor  | 6 Questions Retirees Aren’t Asking But Should Be | Subscribe 

How to Make Smarter Decisions to Improve Social Security for Women — With Marcia Mantell | Blog: Is Social Security Going Broke? | longevityillustrator.org

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

 

Podcast 27 — How to Find the Right Advisor for You

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While many financial professionals may call themselves “advisors,” not all advisors provide the same level of service. 

After all, you will likely receive very different advice from an advisor who mainly deals in investment sales than you would from an advisor who is a CERTIFIED FINANCIAL PLANNER™ and provides ongoing, personalized advice.

To help you better understand how to find the right financial advisor for you, Jeremy Keil welcomes Keil Financial Partners advisor John Kurcz in today’s episode. With a background in both investment sales and financial planning, John shares his insight on these different approaches and how their level of client services can vary.

In this episode, you’ll learn:

  • How investment sales work differs from financial advice
  • Why John made the switch to financial planning with Keil Financial Partners
  • How to figure out the best type of advisor for you
  • The value certifications can bring to advisors and clients alike
  • And more!

Join Jeremy and John now and discover how you can find the right advisor for you!

Resources: Keil Financial Partners | 3 Keys You Should Know Before Choosing a Financial Advisor  | 6 Questions Retirees Aren’t Asking But Should Be | Subscribe 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 26 — How Can You Protect Your Retirement From Inflation?

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It’s no secret that as the years go on, the price of goods and services tend to increase.

But how can you protect your retirement from inflation?

In this episode, Jeremy Keil explores strategies for hedging against inflation. He discusses the effectiveness of common investment strategies that many people use to combat inflation and reveals one financial tool that could help protect your retirement from inflation.

In this episode, you’ll learn:

  • Whether gold, oil, and real estate really help protect you from inflation
  • How social security can help you address inflation
  • Ways your taxes come into play with your inflation-hedging investments
  • One possible strategy for mitigating inflation with bonds
  • And more!

Tune in now to discover strategies for protecting your ideal retirement picture against inflation!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Subscribe | Investopedia | Derek Horstmeyer | Stocks and Bonds Haven’t Helped Against Inflation

 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 25 — Tales From the Dark Side of Planning: Part 1

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With 17 years of financial planning experience, Jeremy Keil has seen it all — including clients he wishes he had met a little earlier so that he could have helped them avoid some major planning pitfalls. 

In this episode, Jeremy kicks off a new running series on some of these clients, sharing their stories about the planning lessons they had to learn the hard way in hopes that you can learn from, and avoid, making the same mistakes.

In this episode, you’ll learn:

  • What you could be missing out on with a black-and-white social security mindset
  • Why having the right advisor can help you avoid big planning mistakes
  • Examples of people who were able to maximize their financial pictures
  • How recognizing your financial behaviors can help you make smart decisions
  • And more!

Tune in now to discover planning mistakes you don’t want to learn the hard way — and how you can avoid them!

Resources: Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Subscribe 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 24 — How to Make Smarter Decisions to Improve Social Security for Women — With Marcia Mantell

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Jeremy Keil likes to say that today’s 82-year-old widows are living on the social security decisions their husbands made at 62.

That’s why planning for how women will finance their later years is so critical. 

Today, Jeremy joins Marcia Mantell, RMA® to discuss one key piece of women’s financial puzzle: their social security. Together, they explore three areas that can impact women’s social security payments and how planning can help them maximize what they can receive.

In this episode, you’ll learn:

  • Why women need to be involved in the planning process
  • How the wage gap, mom gap, and widow gap can impact women’s earnings over time
  • Ways women can take control of their social security picture
  • Social security considerations for divorcees and widowers
  • And more!

Join Jeremy and Marcia now and discover how women can make smart decisions to maximize their social security!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor

Making Smarter Decisions is Critical to Mitigating Retirement Risks Women Face | BoomerRetirementBriefs.com | What’s the Deal with Retirement Planning for Women? | What’s the Deal with Social Security for Women? | Social Security Website

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 23 — How to Define Your own Retirement With a Phased Retirement — With Brad Hansen

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Are you going to let your retirement be defined by your working career, or are you going to define your own retirement?

One way an increasing number of retirees are taking the reins of their retirement is through a phased retirement.

In this episode, Jeremy Keil welcomes Brad Hansen to explore the idea of phased retirements and the benefits it can bring to retirees. As someone who is in the middle of his own phased retirement, Brad also shares his first-hand experience with this retirement approach, along with how he’s helping clients with their planning as Keil Financial Partners’ client relationship manager.

In this episode, you’ll learn:

  • Four key areas to focus on when transitioning into a phased retirement
  • Why you should have something to move on to when retiring
  • Common concerns around phased retirements
  • Brad’s words of advice for those considering a phased retirement
  • And more!

Tune in now to learn how a phased retirement can help you create the ideal retirement picture you desire!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Reboot, Rewire, or Retire? | Stanford Center on Longevity | Subscribe 

 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Podcast 22 — Keeping Your Retirement Safe

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During times of uncertainty, many people feel as though their retirement plan is on life support. 

What can you do to make sure you’re keeping your ideal retirement — and the work you’ve put in to plan it — safe from harm?

In this episode, Jeremy Keil explores three major risks to your retirement plan that you may not have thought about and how you can protect your plan (and yourself) from harm.

In this episode, you’ll learn:

  • Three things to consider around long-term care
  • Steps to protect yourself from scams
  • How new late-life relationships can impact your legacy
  • Times Jeremy has seen clients experience risks with their retirement planning
  • And more!

Listen now to discover ways you can protect your ideal retirement from harm!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | The Three Biggest Risks to Retirement Planning and How to Avoid Them | Thrivent Member Benefits | WE Energies Scam Warnings | Subscribe 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 21 — What do you Need to Know When Handling an Estate?

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Having a relative pass away is never easy. This process isn’t any easier if you’re dealing with an estate that you’re not prepared to handle.

In this episode, Jeremy Keil helps you get ready for what may come down the line by sharing five things you need to know when handling an estate — whether you’re an executor or a beneficiary.

In this episode, you’ll learn:

  • How quickly you need to deal with different accounts
  • Why you shouldn’t automatically cash out accounts
  • Whether you can take inherited money and put it into your IRA
  • About settlement options — and why you need to ask about them
  • And more!

Tune in now to better prepare for handling estates in a way that honors your loved ones, your overall financial picture, and future generations!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Subscribe 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

 

Podcast 20 — Retirement Planning for WE Energies Employees

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As a Milwaukee-area firm, Keil Financial Partners has walked alongside countless WE Energies employees throughout their retirement journeys.

Because of this, Jeremy Keil and his team have discovered some key potential pitfalls and success strategies for WE Energies / WEC Energy Group employees. Today, Jeremy is sharing some of these planning considerations and why they’re an important part of your retirement picture.

In this episode, you’ll learn:

  • Five potential planning pitfalls
  • About the net unrealized appreciation tax rule and how it can benefit you
  • Seven secrets of success
  • Strategies for your stock options
  • And more!

Tune in now for a run-down on WE Energies retirement strategies and how they can help you maximize your ideal retirement!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | WE Energy Retirement Checklist | Subscribe

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 19 — Harley-Davidson Employees: What You Need to Consider Around Your Retirement & Severance Package

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In July 2020, Harley-Davidson Inc. announced that it will be eliminating 700 positions, leaving many employees with severance or early retirement packages.

If you’re a Harley-Davidson employee, how can you make the most of your retirement or severance?

Today, Jeremy Keil shares his insight and experience from working with Harley-Davidson employees and the considerations these employees should keep in mind when offered early retirement or severance packages.

In this episode, you’ll learn:

  • Three success secrets of a Harley-Davidson retirement or severance
  • Why you need to look at your overall financial picture with every decision you make
  • How the timing of your severance or retirement can drastically change your tax planning picture
  • Why you should think twice when rolling your 401(k) over to an IRA
  • Two ways to figure out if you have the right financial advisor for you
  • And more!

Join Jeremy now and discover how you can make the most of your retirement or severance package from Harley-Davidson!

Resources:  Keil Financial Partners: (262) 333-8353 | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Podcast #5: Planning Ahead For Social Security | Harley-Davidson Retirement Checklist |Subscribe

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.