Tag Archives: Finance

Outsource Your Interest Rate Management (Part 1) – with John Major | Podcast



#38 – If you have a huge amount of excess cash sitting in your bank account but don’t have enough time for interest rate planning – outsource it.

Otherwise, it’ll keep losing value due to inflation!

In part one of our two-part series on interest rates, Jeremy Keil talks with John Major, vice president of The American Deposit Management Company (ADM). John provides a helpful introduction to the world of deposit management and shares tips to help you boost your current interest rates without having to compromise liquidity.

You will learn:

  • Potential opportunities in our current interest rate environment 
  • The extent to which your bank money is protected under the FDIC insurance
  • How ADM leverages its massive network of banks to get the best interest rates
  • Negotiation strategies to help you receive better interest rates at any bank
  • And more!

Learn how to effectively manage your excess cash and maximize your interest rate returns by tuning in today!

Resources:

 The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Retire & Be Happy – With Marianne Oehser | Podcast



#37 – The ultimate goal of retirement is not earning maximum returns on investments, but leading a happy life!

To do that, you need to focus on two key areas, your investment portfolio and your “happiness portfolio.”

In this episode, join Jeremy Keil and Marianne Oehser, founder of Retire & Be Happy and partner at Next Chapter Lifestyle Advisors. They explore the non-financial side of retirement and discuss ways you can make this next chapter of life much more fulfilling and happy.

In this episode, you will learn:

  • How to diversify your activities and allocate your time to optimize your “happiness portfolio”
  • 5 key concepts for designing your ideal retirement
  • Why bucket lists don’t qualify as sustainable long-term goals
  • A sneak peek into an upcoming webinar on 3 secrets to a successful retirement
  • And more!

Tune in now to learn how you can retire & be happy by following your passion and living your retirement dreams!

Resources:

 The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Tales From the Dark Side of Planning: Part 2 | Podcast



#36 – As many people say, prevention is better than cure.

This saying holds true for retirement planning. 

When you plan in advance, you can avoid making common mistakes that can negatively impact your retirement.

In this episode, Jeremy Keil is back with new cautionary tales that highlight the three biggest retirement planning mistakes. To help you avoid making the same missteps, Jeremy shares various prevention strategies that can also provide huge benefits for your finances and retirement. 

In this episode, you’ll learn:

  • How you and your spouse can benefit from taking Social Security at different times
  • The importance of separating your retirement decisions
  • Why you should follow the math instead of blindly following the crowd
  • How taxes can significantly influence your retirement 
  • Tips for effective tax-planning
  • And more!

Tune in now to learn the three biggest retirement planning mistakes and how to avoid them!

Resources:

 The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Designing Your Best Retirement Solution | Podcast



#35 – Should you take your Social Security early or late? Should you opt for a monthly pension payment or a lump sum? Should you invest for growth or for income?

If you are struggling with even one of these questions, this episode is for you!

In this episode, Jeremy Keil explores the ideas of Nobel laureate Dr. Robert Merton on the ideal retirement solution. In addition to discussing Dr. Merton’s key principles for achieving a good retirement, Jeremy shares his own expert insight on the most significant things to consider to make better decisions with your money.

In this episode, you’ll learn:

  • Why retirement planning can vary for every individual based on their unique situation
  • How to achieve your desired standard of living through a replacement income
  • The two most effective tools of retirement – annuities and reverse mortgages
  • Ways to evaluate the costs and benefits associated with every major retirement decision
  • And more!

Tune in now to learn how you can design a comprehensive plan to achieve your ideal retirement!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Women, Money, and Power: Why It’s Time to Break Your Money Silence – With Kathleen Burns Kingsbury | Podcast



#34 – Did you know that 59% of millennial women still defer their long-term financial decisions to their male partners?

This is a statistic we want to change.

In this episode, join Jeremy Keil and Kathleen Burns Kingsbury, a wealth psychology expert, author, and the founder of KBK Wealth Connection. They discuss ways women can become empowered to communicate more effectively about money and finance so they can take control of their financial picture.

In this episode, you’ll learn:

  • What the phrase “breaking money silence” truly means and why it’s so significant
  • Steps women can take to embrace their financial power
  • Ways to encourage your partner to get more involved in your financial decisions
  • How to find an advisor that is willing to work on the couple relationship and empower the non-financial spouse
  • And more!

Tune in now to learn how you can bust through the money-talk taboo and become a Breaking Money Silence® revolutionary!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


How To Set Your New Business up for Success – With Greg Edlund | Podcast



#33 – Have you ever thought about starting a business of your own? Believe it or not, a lot of people aspire to do so after they have retired from their corporate jobs!

In this episode, Jeremy Keil joins Greg Edlund, CEO & founder of CFO Unlimited. From being a corporate accountant to a pastor, and now a business owner, Greg has done it all! He is here to share his experience on what this transition is like and to provide tips on how you can set up your own business.

In this episode, you’ll learn:

  • Why you need to plan for employment taxes
  • 7 steps to make setting up a new business much simpler
  • How to choose the most suitable structure for your business
  • Ways to relieve the burden of quarterly estimated tax withholdings
  • What it’s like to move from a career-focused job to a passion-focused business
  • And more!

Tune in now to learn how you can easily tackle the most common challenges faced by new business owners!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

 


Podcast 21 — What do you Need to Know When Handling an Estate?



Having a relative pass away is never easy. This process isn’t any easier if you’re dealing with an estate that you’re not prepared to handle.

In this episode, Jeremy Keil helps you get ready for what may come down the line by sharing five things you need to know when handling an estate — whether you’re an executor or a beneficiary.

In this episode, you’ll learn:

  • How quickly you need to deal with different accounts
  • Why you shouldn’t automatically cash out accounts
  • Whether you can take inherited money and put it into your IRA
  • About settlement options — and why you need to ask about them
  • And more!

Tune in now to better prepare for handling estates in a way that honors your loved ones, your overall financial picture, and future generations!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Subscribe 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

 


Podcast 20 — Retirement Planning for WE Energies Employees



As a Milwaukee-area firm, Keil Financial Partners has walked alongside countless WE Energies employees throughout their retirement journeys.

Because of this, Jeremy Keil and his team have discovered some key potential pitfalls and success strategies for WE Energies / WEC Energy Group employees. Today, Jeremy is sharing some of these planning considerations and why they’re an important part of your retirement picture.

In this episode, you’ll learn:

  • Five potential planning pitfalls
  • About the net unrealized appreciation tax rule and how it can benefit you
  • Seven secrets of success
  • Strategies for your stock options
  • And more!

Tune in now for a run-down on WE Energies retirement strategies and how they can help you maximize your ideal retirement!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | WE Energy Retirement Checklist | Subscribe

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Podcast 19 — Harley-Davidson Employees: What You Need to Consider Around Your Retirement & Severance Package



In July 2020, Harley-Davidson Inc. announced that it will be eliminating 700 positions, leaving many employees with severance or early retirement packages.

If you’re a Harley-Davidson employee, how can you make the most of your retirement or severance?

Today, Jeremy Keil shares his insight and experience from working with Harley-Davidson employees and the considerations these employees should keep in mind when offered early retirement or severance packages.

In this episode, you’ll learn:

  • Three success secrets of a Harley-Davidson retirement or severance
  • Why you need to look at your overall financial picture with every decision you make
  • How the timing of your severance or retirement can drastically change your tax planning picture
  • Why you should think twice when rolling your 401(k) over to an IRA
  • Two ways to figure out if you have the right financial advisor for you
  • And more!

Join Jeremy now and discover how you can make the most of your retirement or severance package from Harley-Davidson!

Resources:  Keil Financial Partners: (262) 333-8353 | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Podcast #5: Planning Ahead For Social Security | Harley-Davidson Retirement Checklist |Subscribe

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Podcast 18 — How To Avoid Common Investing & Retirement Planning Mistakes



Keil Financial Partners has the privilege of helping clients enter retirement each and every month. Because of this, they have witnessed the mistakes many pre-retirees make that can ultimately impact their ideal retirement.

From common investing mistakes to retirement strategy oversights, Jeremy Keil is breaking down common financial planning missteps today to help you better understand the logic behind these mistakes — and how you can avoid making them.

In this episode, you’ll learn:

  • How the fear of missing out can impact the quality of your investing
  • Why beating the market is a misguided goal
  • The dangers of having too much, or too little, risk
  • The value in working with a professional
  • The impact of procrastination on your retirement
  • And more!

Join Jeremy now to learn how you can avoid making common financial planning mistakes on your journey towards your ideal retirement!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Subscribe | Common Financial Planning Mistakes

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.