Tag Archives: Retirement

Podcast 13 — Simplifying the Trifecta of Tax Laws: TCJA, SECURE Act & CARES Act

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Keil Financial Partners believes in focusing on what’s in your control. One thing that you have more control over than you may realize is your taxes.

With many new changes coming into the tax planning world, Jeremy Keil is here to simplify some of the latest tax laws and how they could affect your planning. Jeremy breaks down key points from 2017’s Tax Cuts and Jobs Act, 2019’s SECURE Act, and this year’s CARES Act, highlighting areas you might want to take advantage of and where you might want to be more cautious. 

In this episode, you’ll learn:

  • Three key considerations for charitable giving
  • How the new required minimum distribution age can impact your planning
  • Why your recovery rebate is not free money
  • What to consider before taking money out of your IRA or 401(k)
  • And more!

Tune in now to learn how you can make the most of the latest tax law changes!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Things You Should Know Before Choosing a Financial Advisor  | Subscribe

 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 12: How to Protect Yourself With Insurance, Part 1

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When planning your ideal retirement, Keil Financial Partners believes you should focus on the three P’s: plan, prioritize, and protect.

Today, Jeremy Keil highlights a tool you can use to help protect you and your finances: insurance. In part one of this two-part series, Jeremy breaks down two types of insurance, life insurance and long-term care insurance, what they are, and considerations around each.

In this episode, you’ll learn:

  • The difference between term insurance and permanent insurance — and how to choose between the two
  • Types of permanent insurance: whole life, universal, and variable
  • Why you should be checking your insurance statements every year
  • When to start looking at long-term care insurance
  • And more!

Tune in now to learn the ins and outs of life insurance and long-term care insurance so you can be better informed when choosing protection for you and your ideal retirement!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Subscribe

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 11 — What to Keep in Mind When the Markets are Down

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On February 12, 2020, the markets began dropping. As a result, many investors have been left worrying about their investments and what they should do to keep their financial plans, and money, safe during this time of uncertainty.

Today, Jeremy Keil is here to share his words of wisdom on how to invest during market drops. Jeremy shares key ideas to keep in mind with your investments and how three investing areas (risk, diversification, and rebalancing) can help you stay calm during market swings.

In this episode, you’ll learn:

  • Why you should still be assessing your risk tolerance during market drops
  • The risk of trying to time the market
  • Tips for keeping your emotions in check
  • When the best time to rebalance is
  • And more!

Join Jeremy now to learn how you can keep cool during the current investing climate!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Subscribe

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

PODCAST – SPECIAL UPDATE: COVID-19

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In this special episode, we share updates on how we are responding to the COVID-19 situation, how we’re assisting our clients, and what actions we’re advising investors to take during this time of uncertainty. 

Tune in now to learn how the markets are being affected and what we’re doing to help clients during this tumultuous time.

Resources:  Keil Financial Partners

Podcast 10 — Simplifying Retirement Savings Plans

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Between 401(k)s, SEPs, and IRAs, there are many different retirement savings plans that have their own complexities. It can be challenging to know which one is right for your needs.

Today, Jeremy Keil is breaking down the retirement savings plan confusion. He outlines what you need to know about retirement savings plans and their different tax consequences so you can walk away feeling more confident about how to save.

In this episode, you’ll learn:

  • The difference between 401(k), 403(b), and 457 savings plans
  • 2020 contribution limits
  • Common retirement savings plan mistakes
  • Considerations for withdrawing money from your plans
  • And more!

Listen now to learn about the world of retirement savings plans and how they can help you work towards your ideal retirement!

Resources

Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Subscribe

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 9 — Tax Planning Versus Tax Advice

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Do you know the difference between tax planning and tax advice?

Although many people don’t enjoy doing taxes or even thinking about it, tax planning can have a big impact on your financial life — both now and down the line.

Today, Jeremy Keil dives into the world of taxes, highlighting the differences between tax advice and tax planning and explaining why tax planning is important, especially as you plan for your ideal retirement. 

In this episode, you’ll learn:

  • Ways you can control your taxes before and after retirement. 
  • What “effective tax rate” means
  • How taxes change after retirement
  • How social security impacts your marginal tax rate
  • And more!

Join Jeremy now and get ready to take charge of your tax planning as you work towards building your ideal retirement!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Subscribe | Episode 5 — Planning Ahead for Social Security

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 8 — What Are You Leaving Behind?

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When you pass away, you’re likely going to leave behind some money or some bills. That’s why it’s important to plan ahead so you can ensure your loved ones are prepared for whatever you leave behind.

Today, Jeremy Keil is back with the fifth and final step in his 5-Step Retirement Revelation process, which is all about helping you explore what you’ll leave behind to your loved ones. In this information-packed conversation, Jeremy highlights important considerations for your legacy planning.

In this episode, you’ll learn:

  • The difference between an estate plan and a will
  • Common misconceptions around estate planning
  • Why every person needs a power of attorney 
  • The importance of planning for the survivor gap
  • And more!

Tune in now to discover ways to prepare for what you’ll leave behind for your loved ones!

Resources

Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Subscribe

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 7 — What Do You Want in the Future and How Will You Get It?

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How much money do you want to have in the long run of your retirement? 

Today, Jeremy Keil teaches you how to plan for what you want in retirement through long-term investing. This is a must-listen episode for every investor who wants to learn how to manage risk, diversify their portfolio, and avoid falling into familiarity bias. 

In this episode, you’ll learn:

  • What to consider when saving for long-term retirement funds
  • How to focus on what you can control 
  • Why it is important to know your current risk tolerance
  • What it means to diversify your investments and level out your risk
  • Why rebalancing your funds is important and what you should consider 
  • And more!

Join Jeremy now to learn investment strategies that will help you get what you want in the long run of your retirement.

Resources

Keil Financial Partners | Episode 6: How Will You Fill the Gap Between What You’re Making and Spending in Retirement? | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Subscribe

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 6 — How Will You Fill the Gap Between What You’re Making and Spending in Retirement?

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Whatever you earn in retirement probably won’t be enough to cover your expenses as you wait to start collecting benefits.

Today, Jeremy Keil takes an in-depth look at how to make up the difference between retirement expenses and the start of your pension and Social Security. This is a highly practical episode that will help you piece together your retirement puzzle. 

In this episode, you’ll learn:

  • What to consider when determining how much to set aside for the short term
  • Why it’s problematic to rely on investment income to fill this gap
  • How to determine what your spending will look like in retirement
  • What to take into account when considering what your retirement income will be
  • How to determine the amount of risk you are willing to take
  • And more!

Tune in to learn how to fill the gap between what you’re making and spending in retirement.

Resources:  Keil Financial Partners | Episode 5: Planning Ahead for Social Security | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Subscribe

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 5 — Planning Ahead for Social Security

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There are many pieces of the financial puzzle to consider as you prepare for retirement, including Social Security.

Today, Jeremy Keil takes an in-depth look at the intricacies that come with planning for Social Security, and he explains how your decisions can impact what your retirement will look like for you and your spouse.

In this episode, you’ll learn:

  • Whether Jeremy believes Social Security will go broke
  • How Social Security has changed in the past
  • The importance of knowing your full retirement age
  • How Social Security differs from your pension
  • And more!

Join Jeremy now to learn how important Social Security planning is as you journey towards your ideal retirement!

Resources:  Keil Financial Partners | Episode 4: What Will You Make in Retirement?| 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Subscribe

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.