Tag Archives: financial advisor

Podcast 32 – How COVID-19 Will Change Retirement



This year, COVID-19 has significantly affected many areas of our lives. How might it also change our retirements?

In this episode, Jeremy Keil explores the impact COVID-19 could have on retirement and aging. He explores Wall Street Journal reporter Anne Tergesen’s ideas on the pandemic’s impact on retirement and provides his own unique perspective on how COVID has changed the way we’re approaching retirement.

In this episode, you’ll learn:

  • How home care can make your retirement more comfortable
  • Ways new technologies have improved health monitoring
  • Why planning for your death can be helpful for your loved ones
  • The importance of preparing for retirement five to seven years ahead
  • How COVID has encouraged us to lead healthier lives
  • And more!

Tune in now to discover how you can use the COVID-19 crisis to achieve your ideal retirement!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Podcast 31 – Navigating College, Career Changes, and COVID-19 with Creativity – With Rich Mannisto



If you’re wondering whether you have enough time left to make a career change or to pursue a degree — just go for it!

To inspire you to get started, Jeremy Keil joins the Vice President of Wisconsin Lutheran College (WLC), Rich Mannisto, for today’s episode. Together, they discuss how you can tackle the next stages of your life, especially during COVID-19, by using one key tool: your creativity.

In this episode, you’ll learn:

  • How Rich managed to rise to an executive position through a major career change
  • Ways you can use your skills from your current job to explore different career opportunities
  • How WLC is helping adults complete their degrees and advance their careers
  • How to guide your children around college without being “overbearing”
  • And more!

Tune in now to discover how you can advance your career and guide your kids around college through your creativity!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Podcast 30 – The Importance of Tax Planning for Retirement



Every dollar you save in taxes is another dollar you get to spend yourself.

That’s why retirement planning is not just about investing in stocks and bonds, but also exploring ways to save on taxes. 

In today’s episode, Jeremy Keil highlights five key things to consider each year as part of your tax planning, which can ultimately help you save thousands of dollars in taxes during your retirement!

In this episode, you’ll learn:

  • The difference between tax advice and tax planning
  • How to use different types of accounts to optimize your tax picture
  • Ways to boost Social Security — a major source of tax-free income
  • Charitable giving strategies that can save you money
  • And more!

Tune in now and learn how you can optimize your tax planning to achieve your ideal retirement!

Resources:


Podcast 29 – Reverse Mortgages – With Steve Kalscheur



Now that retirement timelines are longer than ever, how can you plan for, and fund, your retirement — no matter how long it might last? 

One option that could be the right fit for you is a reverse mortgage.

Today, Jeremy Keil joins Steve Kalscheur, a reverse mortgage specialist with the American Advisors Group. They discuss reverse mortgages as a retirement planning strategy, how they differ from regular mortgages, and the various upsides they offer.

In this episode, you’ll learn:

  • Key things to consider before getting a reverse mortgage
  • Ways reverse mortgages can provide tax-free money and help eliminate your mortgage
  • Why the line of credit offered by reverse mortgages is such a powerful retirement tool
  • Tips and tricks for hedging against market downturns with reverse mortgages
  • And more!

Join Jeremy and Steve now to gain a better understanding of how reverse mortgages can work for you and your ideal retirement!

Resources: Keil Financial Partners | 3 Keys You Should Know Before Choosing a Financial Advisor  | 6 Questions Retirees Aren’t Asking But Should Be | Subscribe 

American Advisors Group | Steve Kalscheur: (608) 235-2800

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

 Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Podcast 28 — Five Ways You Can Make the Best Social Security Decisions for You



Believe it or not, but many people spend more time making decisions around purchasing a car than they do around their Social Security. 

But you only get to file for Social Security once. 

So, how can you make the best Social Security decisions for you and your needs? Find out in today’s episode as Jeremy Keil guides you through five helpful tips that will allow you to make the most of your Social Security decision-making!

In this episode, you’ll learn:

  • Reasons to maximize both your and your spouse’s benefits
  • Why Social Security pays out more than income annuities
  • How to play the Social Security odds in your favor
  • Why your advisor should be asking you about your past relationships 
  • And more!

Listen now and get ready to learn how you can make the most of your Social Security! 

Resources:  Keil Financial Partners | 3 Keys You Should Know Before Choosing a Financial Advisor  | 6 Questions Retirees Aren’t Asking But Should Be | Subscribe 

How to Make Smarter Decisions to Improve Social Security for Women — With Marcia Mantell | Blog: Is Social Security Going Broke? | longevityillustrator.org

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

 


Podcast 27 — How to Find the Right Advisor for You



While many financial professionals may call themselves “advisors,” not all advisors provide the same level of service. 

After all, you will likely receive very different advice from an advisor who mainly deals in investment sales than you would from an advisor who is a CERTIFIED FINANCIAL PLANNER™ and provides ongoing, personalized advice.

To help you better understand how to find the right financial advisor for you, Jeremy Keil welcomes Keil Financial Partners advisor John Kurcz in today’s episode. With a background in both investment sales and financial planning, John shares his insight on these different approaches and how their level of client services can vary.

In this episode, you’ll learn:

  • How investment sales work differs from financial advice
  • Why John made the switch to financial planning with Keil Financial Partners
  • How to figure out the best type of advisor for you
  • The value certifications can bring to advisors and clients alike
  • And more!

Join Jeremy and John now and discover how you can find the right advisor for you!

Resources: Keil Financial Partners | 3 Keys You Should Know Before Choosing a Financial Advisor  | 6 Questions Retirees Aren’t Asking But Should Be | Subscribe 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Podcast 26 — How Can You Protect Your Retirement From Inflation?



It’s no secret that as the years go on, the price of goods and services tend to increase.

But how can you protect your retirement from inflation?

In this episode, Jeremy Keil explores strategies for hedging against inflation. He discusses the effectiveness of common investment strategies that many people use to combat inflation and reveals one financial tool that could help protect your retirement from inflation.

In this episode, you’ll learn:

  • Whether gold, oil, and real estate really help protect you from inflation
  • How social security can help you address inflation
  • Ways your taxes come into play with your inflation-hedging investments
  • One possible strategy for mitigating inflation with bonds
  • And more!

Tune in now to discover strategies for protecting your ideal retirement picture against inflation!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | SubscribeInvestopedia | Derek Horstmeyer | Stocks and Bonds Haven’t Helped Against Inflation

 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Podcast 25 — Tales From the Dark Side of Planning: Part 1



With 17 years of financial planning experience, Jeremy Keil has seen it all — including clients he wishes he had met a little earlier so that he could have helped them avoid some major planning pitfalls. 

In this episode, Jeremy kicks off a new running series on some of these clients, sharing their stories about the planning lessons they had to learn the hard way in hopes that you can learn from, and avoid, making the same mistakes.

In this episode, you’ll learn:

  • What you could be missing out on with a black-and-white social security mindset
  • Why having the right advisor can help you avoid big planning mistakes
  • Examples of people who were able to maximize their financial pictures
  • How recognizing your financial behaviors can help you make smart decisions
  • And more!

Tune in now to discover planning mistakes you don’t want to learn the hard way — and how you can avoid them!

Resources: Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Subscribe 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Podcast 24 — How to Make Smarter Decisions to Improve Social Security for Women — With Marcia Mantell



Jeremy Keil likes to say that today’s 82-year-old widows are living on the social security decisions their husbands made at 62.

That’s why planning for how women will finance their later years is so critical. 

Today, Jeremy joins Marcia Mantell, RMA® to discuss one key piece of women’s financial puzzle: their social security. Together, they explore three areas that can impact women’s social security payments and how planning can help them maximize what they can receive.

In this episode, you’ll learn:

  • Why women need to be involved in the planning process
  • How the wage gap, mom gap, and widow gap can impact women’s earnings over time
  • Ways women can take control of their social security picture
  • Social security considerations for divorcees and widowers
  • And more!

Join Jeremy and Marcia now and discover how women can make smart decisions to maximize their social security!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor

Making Smarter Decisions is Critical to Mitigating Retirement Risks Women Face | BoomerRetirementBriefs.com | What’s the Deal with Retirement Planning for Women? | What’s the Deal with Social Security for Women? | Social Security Website

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Podcast 23 — How to Define Your own Retirement With a Phased Retirement — With Brad Hansen



Are you going to let your retirement be defined by your working career, or are you going to define your own retirement?

One way an increasing number of retirees are taking the reins of their retirement is through a phased retirement.

In this episode, Jeremy Keil welcomes Brad Hansen to explore the idea of phased retirements and the benefits it can bring to retirees. As someone who is in the middle of his own phased retirement, Brad also shares his first-hand experience with this retirement approach, along with how he’s helping clients with their planning as Keil Financial Partners’ client relationship manager.

In this episode, you’ll learn:

  • Four key areas to focus on when transitioning into a phased retirement
  • Why you should have something to move on to when retiring
  • Common concerns around phased retirements
  • Brad’s words of advice for those considering a phased retirement
  • And more!

Tune in now to learn how a phased retirement can help you create the ideal retirement picture you desire!

Resources:  Keil Financial Partners | 6 Questions Retirees Aren’t Asking But Should Be | 3 Keys You Should Know Before Choosing a Financial Advisor  | Reboot, Rewire, or Retire? | Stanford Center on Longevity | Subscribe 

 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning.