Category Archives: Uncategorized

Outsource Your Interest Rate Management (Part 1) – with John Major | Podcast

Finance, Financial, Investing, Investments, Retirement, Uncategorized, , , , , , , ,

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | 300

#38 – If you have a huge amount of excess cash sitting in your bank account but don’t have enough time for interest rate planning – outsource it.

Otherwise, it’ll keep losing value due to inflation!

In part one of our two-part series on interest rates, Jeremy Keil talks with John Major, vice president of The American Deposit Management Company (ADM). John provides a helpful introduction to the world of deposit management and shares tips to help you boost your current interest rates without having to compromise liquidity.

You will learn:

  • Potential opportunities in our current interest rate environment 
  • The extent to which your bank money is protected under the FDIC insurance
  • How ADM leverages its massive network of banks to get the best interest rates
  • Negotiation strategies to help you receive better interest rates at any bank
  • And more!

Learn how to effectively manage your excess cash and maximize your interest rate returns by tuning in today!

Resources:

 The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Retire & Be Happy – With Marianne Oehser | Podcast

Finance, Financial, Investing, Investments, Retirement, Uncategorized, , , , , , , ,

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | 300

#37 – The ultimate goal of retirement is not earning maximum returns on investments, but leading a happy life!

To do that, you need to focus on two key areas, your investment portfolio and your “happiness portfolio.”

In this episode, join Jeremy Keil and Marianne Oehser, founder of Retire & Be Happy and partner at Next Chapter Lifestyle Advisors. They explore the non-financial side of retirement and discuss ways you can make this next chapter of life much more fulfilling and happy.

In this episode, you will learn:

  • How to diversify your activities and allocate your time to optimize your “happiness portfolio”
  • 5 key concepts for designing your ideal retirement
  • Why bucket lists don’t qualify as sustainable long-term goals
  • A sneak peek into an upcoming webinar on 3 secrets to a successful retirement
  • And more!

Tune in now to learn how you can retire & be happy by following your passion and living your retirement dreams!

Resources:

 The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Tales From the Dark Side of Planning: Part 2 | Podcast

Finance, Financial, Investing, Investments, Retirement, Uncategorized, , , , , , , ,

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | 300

#36 – As many people say, prevention is better than cure.

This saying holds true for retirement planning. 

When you plan in advance, you can avoid making common mistakes that can negatively impact your retirement.

In this episode, Jeremy Keil is back with new cautionary tales that highlight the three biggest retirement planning mistakes. To help you avoid making the same missteps, Jeremy shares various prevention strategies that can also provide huge benefits for your finances and retirement. 

In this episode, you’ll learn:

  • How you and your spouse can benefit from taking Social Security at different times
  • The importance of separating your retirement decisions
  • Why you should follow the math instead of blindly following the crowd
  • How taxes can significantly influence your retirement 
  • Tips for effective tax-planning
  • And more!

Tune in now to learn the three biggest retirement planning mistakes and how to avoid them!

Resources:

 The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Designing Your Best Retirement Solution | Podcast

Finance, Financial, Investing, Investments, Retirement, Uncategorized, , , , , , , ,

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | 300

#35 – Should you take your Social Security early or late? Should you opt for a monthly pension payment or a lump sum? Should you invest for growth or for income?

If you are struggling with even one of these questions, this episode is for you!

In this episode, Jeremy Keil explores the ideas of Nobel laureate Dr. Robert Merton on the ideal retirement solution. In addition to discussing Dr. Merton’s key principles for achieving a good retirement, Jeremy shares his own expert insight on the most significant things to consider to make better decisions with your money.

In this episode, you’ll learn:

  • Why retirement planning can vary for every individual based on their unique situation
  • How to achieve your desired standard of living through a replacement income
  • The two most effective tools of retirement – annuities and reverse mortgages
  • Ways to evaluate the costs and benefits associated with every major retirement decision
  • And more!

Tune in now to learn how you can design a comprehensive plan to achieve your ideal retirement!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Women, Money, and Power: Why It’s Time to Break Your Money Silence – With Kathleen Burns Kingsbury | Podcast

Finance, Financial, Investing, Investments, Retirement, Uncategorized, , , , , , , ,

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | 300

#34 – Did you know that 59% of millennial women still defer their long-term financial decisions to their male partners?

This is a statistic we want to change.

In this episode, join Jeremy Keil and Kathleen Burns Kingsbury, a wealth psychology expert, author, and the founder of KBK Wealth Connection. They discuss ways women can become empowered to communicate more effectively about money and finance so they can take control of their financial picture.

In this episode, you’ll learn:

  • What the phrase “breaking money silence” truly means and why it’s so significant
  • Steps women can take to embrace their financial power
  • Ways to encourage your partner to get more involved in your financial decisions
  • How to find an advisor that is willing to work on the couple relationship and empower the non-financial spouse
  • And more!

Tune in now to learn how you can bust through the money-talk taboo and become a Breaking Money Silence® revolutionary!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

How To Set Your New Business up for Success – With Greg Edlund | Podcast

Finance, Financial, Investing, Investments, Retirement, Uncategorized, , , , , , , ,

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | 300

#33 – Have you ever thought about starting a business of your own? Believe it or not, a lot of people aspire to do so after they have retired from their corporate jobs!

In this episode, Jeremy Keil joins Greg Edlund, CEO & founder of CFO Unlimited. From being a corporate accountant to a pastor, and now a business owner, Greg has done it all! He is here to share his experience on what this transition is like and to provide tips on how you can set up your own business.

In this episode, you’ll learn:

  • Why you need to plan for employment taxes
  • 7 steps to make setting up a new business much simpler
  • How to choose the most suitable structure for your business
  • Ways to relieve the burden of quarterly estimated tax withholdings
  • What it’s like to move from a career-focused job to a passion-focused business
  • And more!

Tune in now to learn how you can easily tackle the most common challenges faced by new business owners!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

 

Podcast 32 – How COVID-19 Will Change Retirement

Finance, Financial, Investing, Investments, Retirement, Uncategorized, , , , , , , ,

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | 300

This year, COVID-19 has significantly affected many areas of our lives. How might it also change our retirements?

In this episode, Jeremy Keil explores the impact COVID-19 could have on retirement and aging. He explores Wall Street Journal reporter Anne Tergesen’s ideas on the pandemic’s impact on retirement and provides his own unique perspective on how COVID has changed the way we’re approaching retirement.

In this episode, you’ll learn:

  • How home care can make your retirement more comfortable
  • Ways new technologies have improved health monitoring
  • Why planning for your death can be helpful for your loved ones
  • The importance of preparing for retirement five to seven years ahead
  • How COVID has encouraged us to lead healthier lives
  • And more!

Tune in now to discover how you can use the COVID-19 crisis to achieve your ideal retirement!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 31 – Navigating College, Career Changes, and COVID-19 with Creativity – With Rich Mannisto

Finance, Financial, Investing, Investments, Retirement, Uncategorized, , , , , , , ,

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | 300

If you’re wondering whether you have enough time left to make a career change or to pursue a degree — just go for it!

To inspire you to get started, Jeremy Keil joins the Vice President of Wisconsin Lutheran College (WLC), Rich Mannisto, for today’s episode. Together, they discuss how you can tackle the next stages of your life, especially during COVID-19, by using one key tool: your creativity.

In this episode, you’ll learn:

  • How Rich managed to rise to an executive position through a major career change
  • Ways you can use your skills from your current job to explore different career opportunities
  • How WLC is helping adults complete their degrees and advance their careers
  • How to guide your children around college without being “overbearing”
  • And more!

Tune in now to discover how you can advance your career and guide your kids around college through your creativity!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Podcast 30 – The Importance of Tax Planning for Retirement

Finance, Financial, Investing, Investments, Retirement, Uncategorized, , , , , , , ,

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | 300

Every dollar you save in taxes is another dollar you get to spend yourself.

That’s why retirement planning is not just about investing in stocks and bonds, but also exploring ways to save on taxes. 

In today’s episode, Jeremy Keil highlights five key things to consider each year as part of your tax planning, which can ultimately help you save thousands of dollars in taxes during your retirement!

In this episode, you’ll learn:

  • The difference between tax advice and tax planning
  • How to use different types of accounts to optimize your tax picture
  • Ways to boost Social Security — a major source of tax-free income
  • Charitable giving strategies that can save you money
  • And more!

Tune in now and learn how you can optimize your tax planning to achieve your ideal retirement!

Resources:

Podcast 29 – Reverse Mortgages – With Steve Kalscheur

Finance, Financial, Investing, Investments, Retirement, Uncategorized, , , , , , , ,

Podcast: Play in new window | Download | Embed

Subscribe: Spotify | iHeartRadio | TuneIn | RSS | 300

Now that retirement timelines are longer than ever, how can you plan for, and fund, your retirement — no matter how long it might last? 

One option that could be the right fit for you is a reverse mortgage.

Today, Jeremy Keil joins Steve Kalscheur, a reverse mortgage specialist with the American Advisors Group. They discuss reverse mortgages as a retirement planning strategy, how they differ from regular mortgages, and the various upsides they offer.

In this episode, you’ll learn:

  • Key things to consider before getting a reverse mortgage
  • Ways reverse mortgages can provide tax-free money and help eliminate your mortgage
  • Why the line of credit offered by reverse mortgages is such a powerful retirement tool
  • Tips and tricks for hedging against market downturns with reverse mortgages
  • And more!

Join Jeremy and Steve now to gain a better understanding of how reverse mortgages can work for you and your ideal retirement!

Resources: Keil Financial Partners | 3 Keys You Should Know Before Choosing a Financial Advisor  | 6 Questions Retirees Aren’t Asking But Should Be | Subscribe 

American Advisors Group | Steve Kalscheur: (608) 235-2800

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

 Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.