Category Archives: Uncategorized

Tales From the Dark Side of Planning: Part 2 | Podcast



#36 – As many people say, prevention is better than cure.

This saying holds true for retirement planning. 

When you plan in advance, you can avoid making common mistakes that can negatively impact your retirement.

In this episode, Jeremy Keil is back with new cautionary tales that highlight the three biggest retirement planning mistakes. To help you avoid making the same missteps, Jeremy shares various prevention strategies that can also provide huge benefits for your finances and retirement. 

In this episode, you’ll learn:

  • How you and your spouse can benefit from taking Social Security at different times
  • The importance of separating your retirement decisions
  • Why you should follow the math instead of blindly following the crowd
  • How taxes can significantly influence your retirement 
  • Tips for effective tax-planning
  • And more!

Tune in now to learn the three biggest retirement planning mistakes and how to avoid them!

Resources:

 The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Designing Your Best Retirement Solution | Podcast



#35 – Should you take your Social Security early or late? Should you opt for a monthly pension payment or a lump sum? Should you invest for growth or for income?

If you are struggling with even one of these questions, this episode is for you!

In this episode, Jeremy Keil explores the ideas of Nobel laureate Dr. Robert Merton on the ideal retirement solution. In addition to discussing Dr. Merton’s key principles for achieving a good retirement, Jeremy shares his own expert insight on the most significant things to consider to make better decisions with your money.

In this episode, you’ll learn:

  • Why retirement planning can vary for every individual based on their unique situation
  • How to achieve your desired standard of living through a replacement income
  • The two most effective tools of retirement – annuities and reverse mortgages
  • Ways to evaluate the costs and benefits associated with every major retirement decision
  • And more!

Tune in now to learn how you can design a comprehensive plan to achieve your ideal retirement!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Women, Money, and Power: Why It’s Time to Break Your Money Silence – With Kathleen Burns Kingsbury | Podcast



#34 – Did you know that 59% of millennial women still defer their long-term financial decisions to their male partners?

This is a statistic we want to change.

In this episode, join Jeremy Keil and Kathleen Burns Kingsbury, a wealth psychology expert, author, and the founder of KBK Wealth Connection. They discuss ways women can become empowered to communicate more effectively about money and finance so they can take control of their financial picture.

In this episode, you’ll learn:

  • What the phrase “breaking money silence” truly means and why it’s so significant
  • Steps women can take to embrace their financial power
  • Ways to encourage your partner to get more involved in your financial decisions
  • How to find an advisor that is willing to work on the couple relationship and empower the non-financial spouse
  • And more!

Tune in now to learn how you can bust through the money-talk taboo and become a Breaking Money Silence® revolutionary!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


How To Set Your New Business up for Success – With Greg Edlund | Podcast



#33 – Have you ever thought about starting a business of your own? Believe it or not, a lot of people aspire to do so after they have retired from their corporate jobs!

In this episode, Jeremy Keil joins Greg Edlund, CEO & founder of CFO Unlimited. From being a corporate accountant to a pastor, and now a business owner, Greg has done it all! He is here to share his experience on what this transition is like and to provide tips on how you can set up your own business.

In this episode, you’ll learn:

  • Why you need to plan for employment taxes
  • 7 steps to make setting up a new business much simpler
  • How to choose the most suitable structure for your business
  • Ways to relieve the burden of quarterly estimated tax withholdings
  • What it’s like to move from a career-focused job to a passion-focused business
  • And more!

Tune in now to learn how you can easily tackle the most common challenges faced by new business owners!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

 


Podcast 32 – How COVID-19 Will Change Retirement



This year, COVID-19 has significantly affected many areas of our lives. How might it also change our retirements?

In this episode, Jeremy Keil explores the impact COVID-19 could have on retirement and aging. He explores Wall Street Journal reporter Anne Tergesen’s ideas on the pandemic’s impact on retirement and provides his own unique perspective on how COVID has changed the way we’re approaching retirement.

In this episode, you’ll learn:

  • How home care can make your retirement more comfortable
  • Ways new technologies have improved health monitoring
  • Why planning for your death can be helpful for your loved ones
  • The importance of preparing for retirement five to seven years ahead
  • How COVID has encouraged us to lead healthier lives
  • And more!

Tune in now to discover how you can use the COVID-19 crisis to achieve your ideal retirement!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Podcast 31 – Navigating College, Career Changes, and COVID-19 with Creativity – With Rich Mannisto



If you’re wondering whether you have enough time left to make a career change or to pursue a degree — just go for it!

To inspire you to get started, Jeremy Keil joins the Vice President of Wisconsin Lutheran College (WLC), Rich Mannisto, for today’s episode. Together, they discuss how you can tackle the next stages of your life, especially during COVID-19, by using one key tool: your creativity.

In this episode, you’ll learn:

  • How Rich managed to rise to an executive position through a major career change
  • Ways you can use your skills from your current job to explore different career opportunities
  • How WLC is helping adults complete their degrees and advance their careers
  • How to guide your children around college without being “overbearing”
  • And more!

Tune in now to discover how you can advance your career and guide your kids around college through your creativity!

Resources:

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Podcast 30 – The Importance of Tax Planning for Retirement



Every dollar you save in taxes is another dollar you get to spend yourself.

That’s why retirement planning is not just about investing in stocks and bonds, but also exploring ways to save on taxes. 

In today’s episode, Jeremy Keil highlights five key things to consider each year as part of your tax planning, which can ultimately help you save thousands of dollars in taxes during your retirement!

In this episode, you’ll learn:

  • The difference between tax advice and tax planning
  • How to use different types of accounts to optimize your tax picture
  • Ways to boost Social Security — a major source of tax-free income
  • Charitable giving strategies that can save you money
  • And more!

Tune in now and learn how you can optimize your tax planning to achieve your ideal retirement!

Resources:


Podcast 29 – Reverse Mortgages – With Steve Kalscheur



Now that retirement timelines are longer than ever, how can you plan for, and fund, your retirement — no matter how long it might last? 

One option that could be the right fit for you is a reverse mortgage.

Today, Jeremy Keil joins Steve Kalscheur, a reverse mortgage specialist with the American Advisors Group. They discuss reverse mortgages as a retirement planning strategy, how they differ from regular mortgages, and the various upsides they offer.

In this episode, you’ll learn:

  • Key things to consider before getting a reverse mortgage
  • Ways reverse mortgages can provide tax-free money and help eliminate your mortgage
  • Why the line of credit offered by reverse mortgages is such a powerful retirement tool
  • Tips and tricks for hedging against market downturns with reverse mortgages
  • And more!

Join Jeremy and Steve now to gain a better understanding of how reverse mortgages can work for you and your ideal retirement!

Resources: Keil Financial Partners | 3 Keys You Should Know Before Choosing a Financial Advisor  | 6 Questions Retirees Aren’t Asking But Should Be | Subscribe 

American Advisors Group | Steve Kalscheur: (608) 235-2800

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

 Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.


Podcast 28 — Five Ways You Can Make the Best Social Security Decisions for You



Believe it or not, but many people spend more time making decisions around purchasing a car than they do around their Social Security. 

But you only get to file for Social Security once. 

So, how can you make the best Social Security decisions for you and your needs? Find out in today’s episode as Jeremy Keil guides you through five helpful tips that will allow you to make the most of your Social Security decision-making!

In this episode, you’ll learn:

  • Reasons to maximize both your and your spouse’s benefits
  • Why Social Security pays out more than income annuities
  • How to play the Social Security odds in your favor
  • Why your advisor should be asking you about your past relationships 
  • And more!

Listen now and get ready to learn how you can make the most of your Social Security! 

Resources:  Keil Financial Partners | 3 Keys You Should Know Before Choosing a Financial Advisor  | 6 Questions Retirees Aren’t Asking But Should Be | Subscribe 

How to Make Smarter Decisions to Improve Social Security for Women — With Marcia Mantell | Blog: Is Social Security Going Broke? | longevityillustrator.org

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

 


Podcast 27 — How to Find the Right Advisor for You



While many financial professionals may call themselves “advisors,” not all advisors provide the same level of service. 

After all, you will likely receive very different advice from an advisor who mainly deals in investment sales than you would from an advisor who is a CERTIFIED FINANCIAL PLANNER™ and provides ongoing, personalized advice.

To help you better understand how to find the right financial advisor for you, Jeremy Keil welcomes Keil Financial Partners advisor John Kurcz in today’s episode. With a background in both investment sales and financial planning, John shares his insight on these different approaches and how their level of client services can vary.

In this episode, you’ll learn:

  • How investment sales work differs from financial advice
  • Why John made the switch to financial planning with Keil Financial Partners
  • How to figure out the best type of advisor for you
  • The value certifications can bring to advisors and clients alike
  • And more!

Join Jeremy and John now and discover how you can find the right advisor for you!

Resources: Keil Financial Partners | 3 Keys You Should Know Before Choosing a Financial Advisor  | 6 Questions Retirees Aren’t Asking But Should Be | Subscribe 

The information covered and posted represents the views and opinions of the guest and does not necessarily represent the views or opinions of Keil Financial Partners. Keil Financial Partners is a part of the Thrivent Advisor Network, a registered investment advisor. The Content has been made available for informational and educational purposes only. The Content is not intended to be a substitute for professional investing advice. Always seek the advice of your financial advisor or other qualified financial service provider with any questions you may have regarding your investment planning. 

Keil Financial Partners does not provide legal, accounting, or tax advice. Consult your attorney or tax professional. Representatives have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.